A local agency, built to stay.

Meet the owner

“There are not many agencies in town where the father started it and the son is still answering the phone.”

Hi, I am Nathan Giddings, and I own Giddings Insurance Agency with my wife, Lori. We are an Allstate exclusive agency based in Murrieta, serving the Temecula Valley and clients across California.

My dad, Rod Giddings, opened this agency in 1976. I joined him in 1996, worked beside him for 18 years, and bought the agency when he retired in 2014. The year 2026 marks our fiftieth year, and my thirtieth in the business.

We have grown by taking on other agents’ books when they were ready to step away—four so far, most recently in January 2026. When another agent trusts you with the clients they spent a career building, you take that seriously. Those families did not choose us, so we earn their trust after the fact.

Price is what you think about on the good day. Coverage is what you think about on the worst one.

In the middle of an accident scene, or standing outside a damaged home, the question is simple: “Am I covered?” My job is to make sure the answer is yes—and that you understood what you were buying before you needed it.

What makes our agency different

We have dedicated service and sales teams, so you are not waiting on one person. We write Allstate, and when another carrier is a better path for a California risk, we can explore those options. If we make a mistake, we will say so plainly, fix it, and work to keep you protected.

I am an open book. If you have a coverage question or a situation you are unsure how to handle, I am here for you.